Today I’m re-posting one of my more popular blurbs about saving money week by week. We did this in 2014 & filled it up! By August, we cashed out our jar & used the money on a much needed vacation. I’ve already jump-started 2015’s jar with leftover Christmas money. This is one of the simplest things you can do to save that really makes a difference to your bottom line.
One of my money-saving strategies is to do the 52 week money saving challenge for
2014 2015. That’s $1,378! Only, I’m kind of hoping to do it twice (something I didn’t get done in 2014). I want to have some cash put back for emergenices as well as cash for things that I know we’ll need to save for like church camp, sports camps, & birthday celebrations.
I jump-started my 52 week savings by putting some Christmas cash in a jar. Then I found some more cash while cleaning out the purse I used while Christmas shopping. Instead of keeping that money to spend, I threw it in the jar. I googled “52 week money challenge” & clicked on the image link to print off my initial chart. Instead of working the chart in order (Week 1=$1, Week 2=$2, etc.), I have chosen to put the larger amounts in first & balance that with smaller deposits during the month. Doing it this way, I’m not stuck putting in over $200 at one time in Weeks 49-52.
In order to customize tracking my deposits, I wanted a spreadsheet on the computer. I couldn’t find an excel spreadsheet readily available, so I followed some instructions on YouTube & did my own. For 2015, I simplified. No spreadsheet. I just wrote down the numbers 1-52 & put an “x” over the number that I deposit into the jar. For example, I recently put $62 in the jar. I “x’d” the numbers 52 & 10. Then further on the page, I wrote my balance, just like you would in a check book. This way I don’t need to print anything nor do I have to get on the computer to document my balance. I just scribble it down & go!
Here’s the YouTube link I used: http://www.youtube.com/watch?v=KljyIjH71Ng
Click 52 week $ challenge for my version of a 52 week spreadsheet. When you open it, you will need to click “Enable Editing.” Initially I wanted to use check-boxes to track my progress on paper, but this didn’t look right to me when viewing the spreadsheet on the computer. So, I change my checkboxes to “yes’s” as I update on the computer . You can always switch back to the checkboxes by clicking the cell you want, going to “Symbols”, select Geometric Shapes, & select the checkbox icon. You will also see the last formula I typed in in cell F11. Follow the addition pattern in order to customize your deposit amounts.
I hope this will help you save some cash in